For many parents, finding affordable, reliable Central Missouri auto insurance for teens is a challenge, especially since the average cost increase of adding a teen to a policy is 80%-100%.
It’s not just the added expense of bringing another driver into the family that you have to worry about when it comes to insurance. It’s also the cost of bringing one of the highest-risk driver classes into the mix.
Discover the best ways to cover your teen driver on the road while bringing down your premiums with expert tips from David Pope Insurance Services, LLC.
Many insurance companies deem teens high-risk drivers, with the fatal crash rate between 16-19 almost three times higher than that of drivers ages 20 and up. To best cover your teens on the road, custom insurance solutions can cover all your bases.
The role of an independent agent is to minimize the hassles of comparing quotes. Instead of calling multiple companies, you gain access to an expert who handles all the shopping for you. Partner with a car insurance broker for teenage drivers in Central Missouri to get the best rates.
Luckily, with a few simple strategies, you can lower your insurance premiums after adding your teenage driver to your cover. These are the top ways to reduce your premiums with teens added on:
It’s common to have questions about auto insurance for teen drivers in Union, Missouri. Take a look at our answers to some of our most frequently asked questions.
For the most affordable option, add your teen to your existing policy. While your premiums will go up, it will cost you a lot less than a stand-alone teen auto policy.
You’ll need their learner’s permit or driver’s license number, personal details and school information for good student discounts. These details are in addition to information about the car they’ll drive, such as the VIN, make and model.
Car insurance premiums for teens usually start dropping by their early twenties. The most significant drop occurs around age 25.
Ready to find a policy that protects your new driver without breaking the bank? As your local experts on car insurance for teens in Union, MO, we’re here to help. Request a no-obligation quote today.
Jenna TodtExcellent customer service
Joy WilcoxGood service. Nice people.
Erin PfeifferGreat people to work with, very knowledgeable and friendly
JCBGreat staff and great rates! Would recommend!
Steve ForrestExcellent knowledge, extremely helpful and very quick communication response.
Matthew LuekenGreat job getting us a very competitive price!
Felisha StarnesVery helpful! So thankful for the support you have been to my family.
Pasha MalekniaI searched for insurance and I was able to find this service. Pretty satisfied with the price.
Jaybob LenDid a great job of answering all our questions and saved us a lot on insurance. Thank you for all your help.
Linda SinclairWe love working with you because we trust you. It’s a worry-free process. You do all the work!
Karen ButterfieldWe insure home/auto through David Pope Insurance. David and his team are always very responsive and helpful.
Kody FlemingMy experience with David Pope insurance has always been very good. They are always very helpful, and get things done within a timely matter.
Brandy TaylorThe agency was able to lower my home and auto rates by hundreds of dollars. I recommended them to a friend, and they were able to lower their rates by hundreds of dollars as well!
Stacey DonnellyCalled and David and his team got our insurance lowered. Great to work with and always willing to help us save money.
Victoria AdkinsHandle most things through email and they are very quick to respond! Doing business with David Pope Insurance Services is very easy. Never get a run around and always pleasant.
Raymond LifkaDavid was able to get me a better mortgage and auto policy for way cheaper than what I currently had. I told my friend to give David a call and he was able to do the same thing. Highly recommended!
Jennifer FosterShopping for better priced homeowner’s insurance is something I had put off several times, because I didn’t want to deal with the hassles that are usually involved. However, Zack & the team at David Pope made the process simple, low pressure, and with great savings! I started out shopping for just homeowner’s insurance and before it was over decided to move my vehicles and save extra money there too! Overall, I highly recommend.
Abby CrawfordZack was great to work with and was super responsive and helpful. He answered my emails at all times of day, all throughout the week and was able to cut our auto insurance premium in half! Super satisfied so far!
Kristia BrooksDave has been my insurance agent for the past 13 years. He and his staff always deliver exceptional customer service. They do an excellent job of taking care of all of my insurance needs. Highly recommended!
Rick BaileyVery helpful and knowledgeable staff. Answered all my questions in a timely fashion.Always finds me the best rates and coverage.
Robbie BaileyDavid Pope and his son are wonderful people 10 outta 10.
George HodakNever had a bad experience. Every time I have called with a question or update they have been accommodating. Proactively they have contacted us with better insurance ideas.
Philip GerberYour insurance brokerage always finds me the best rates, unlike going with just an agent for an insurance company. When my rate went up with another insurer, you immediately found a better price with a different carrier. The transition was seamless.
Jim ArnoVery helpful with giving me options for insurance. Helped with transition from my past insurance company.
Jonathan MitchellMy home and auto insurance kept going up and my old insurance agency just said that’s the way it is. They saved me about 40% on my home insurance while keeping coverage the same and still saving me money on my auto. VERY happy I made the move.
Kristy HulseyCustomer service is exceptional! Anytime I have a question or need help with anything, whether by phone or email communication, they get back with me promptly and always have an answer. Excellent at finding a way to get the best rate possible as well – which is important!
Travis OwensThe staff is very knowledgeable and the rate I received was excellent. Got BIG savings compared to my last insurance provider.
Yvonne HeinzThe customer service is fantastic and the price is a great value.
Union AmbulanceVery knowledgeable and gets us the best price on insurance.
Justin HulseyI could not be more happy with the service my family and I receive with David Pope Insurance. They are always very helpful and prompt. I highly recommend!
Pauli AnschutzI am very happy with the service my family receives with David Pope Insurance. I highly recommend!
Brandon BealIt has been a great experience. I have received help when needed and have never been bothered with a lot of phone calls or mail/emails. Friendly people doing a good job!
Jaron BondIt was easy and simple to setup my home and auto insurance. No complaints here at all.
Oakley CorbinGreat! I’ve gotten good service and they found me an amazing deal on issuance for both my business and vehicles!
Alan EakerDavid was very easy to work with and get switched over to the new insurance with great pricing!!
Andrew CapkovicThis guy just keeps saving me more and more money. Last year he saved me 500 dollars on my car insurance alone and a couple hundred on homeowners. I call him because the rates went up on my renewal. Before I could even say anything Zach (guy who answers the phone) says yeah we already found you someone lower. Come in to set up the new provider. The best service for insurance broker I’ve ever had in my life. I guarantee I will never go to anyone else but David Pope insurance.
Jacqueline WardWhen I was reviewing the options for auto and home insurance with coverage for four teen drivers, myself and my husband- David Pope was able to find the best option to craft an affordable plan for our family; no one else even came close to the options this agency was able to design.
Ali KnappExcellent rates and coverage but that’s just the beginning. The service is absolutely outstanding! Every time I have a question, I get a thorough and prompt response. Every time my coverage needs change, my needs are taken care of immediately. I can’t recommend David Pope highly enough!
Gayle BDavid Pope Insurance Services is a great firm to work with. Very knowledgeable and fast to respond to all of your needs. They had my quotes ready in no time and I was able to sign on the dotted line that same day. Very convenient. I work with David initially, then had the pleasure of working with Zack. Both took great care of my needs. Highly recommend these professionals.
Mary FinoI have been doing business with David Pope for many years. He’s reliable & absolutely looks out for us every time we need him. He always goes the extra mile. My daughter and my brother also use him & have been satisfied also. I recommend him whole heartedly.
Steve KaufmanThis agency is very responsive. Had insurance with one company who substantially raised our home owners rates. They came to me saying they could find a better package rate that would save us money on home and auto. It is a breath of fresh air to have agents who do so without being asked! Further, had a question that wasn’t urgent on Easter Sunday. Sent it via email and received a reply that day. Can’t ask for better than that!
Nicole BMy experience with your company was amazing! From my first call requesting a quote to my most recent call requesting your company to print out our vehicle insurance cards. Employees were always positive, never made me feel rushed, customer service was superb! Thank you for making a new customer to your company feel so welcome!