Think about what would happen if a fire, storm, or other catastrophic event caused severe damage to your place of business. The cost of making repairs or rebuilding the entire structure could be insurmountable. You may also need to replace equipment, machinery and other essential business assets. Without an adequate amount of commercial property insurance coverage, you might not have the financial resources available to keep your business afloat — everything you’ve worked so hard to create could be lost in a matter of minutes.
If you operate a business in or near St. Clair or Union, Missouri, David Pope Insurance Services LLC can provide your company with a comprehensive business insurance package that includes commercial building insurance. We also offer business owner property insurance in Iowa, Kansas, and Arkansas. We feature a variety of plans from Progressive, one of the most respected and reputable commercial property insurance companies in the USA. You’ll have the peace of mind of knowing you’ll be able to keep your business going in the wake of a disaster.
Business property insurance will help protect your building, outdoor fixtures such as signage and fencing, and any landscaping on the grounds. It also covers the physical assets inside your building, including equipment, machinery, furniture, inventory and critical documents such as financial records and personnel files. A basic commercial property insurance policy will provide coverage for losses due to fire, theft, explosions, burst water pipes, hailstorms, vandalism, and vehicle and airplane collisions. You can also customize your plan by adding extra coverage for earthquakes and other events.
We can provide affordable protection for just about any type of business establishment in the Union and St. Clair, Missouri, areas, from restaurants and manufacturing plants to beauty salons and stores, and many others.
The amount you receive for covered losses under a commercial property insurance policy will depend on whether you select the replacement cost (RC) or actual cash value (ACV) option. ACV comes with lower commercial property insurance rates, but the coverage is limited to the cost of replacing the lost or damaged property with new property of comparable style and quality, minus depreciation. On the other hand, RC coverage does not include a deduction for depreciation. It may be helpful to use a commercial property insurance calculator to determine the best option for you.
Perhaps you own vacant land in Missouri that you hope to use for business development or sell for a profit at some point. If someone has an accident on the property and you’re found to be at fault, you could be on the hook for significant financial damages. A commercial land insurance policy from David Pope Insurance Services LLC will provide coverage for injuries and property damage incurred by others. Keep in mind that once you build a structure on the land, it is no longer considered vacant. At that point, you will need to purchase commercial property insurance coverage.
The professionals at David Pope Insurance Services LLC will be happy to discuss all your commercial property insurance options. Give us a call 636-535-1055 for more information and a fast, free quote today.
Rick BaileyVery helpful and knowledgeable staff. Answered all my questions in a timely fashion.Always finds me the best rates and coverage.
Robbie BaileyDavid Pope and his son are wonderful people 10 outta 10.
George HodakNever had a bad experience. Every time I have called with a question or update they have been accommodating. Proactively they have contacted us with better insurance ideas.
Philip GerberYour insurance brokerage always finds me the best rates, unlike going with just an agent for an insurance company. When my rate went up with another insurer, you immediately found a better price with a different carrier. The transition was seamless.
Jim ArnoVery helpful with giving me options for insurance. Helped with transition from my past insurance company.
Jonathan MitchellMy home and auto insurance kept going up and my old insurance agency just said that’s the way it is. They saved me about 40% on my home insurance while keeping coverage the same and still saving me money on my auto. VERY happy I made the move.
Kristy HulseyCustomer service is exceptional! Anytime I have a question or need help with anything, whether by phone or email communication, they get back with me promptly and always have an answer. Excellent at finding a way to get the best rate possible as well – which is important!
Travis OwensThe staff is very knowledgeable and the rate I received was excellent. Got BIG savings compared to my last insurance provider.
Yvonne HeinzThe customer service is fantastic and the price is a great value.
Union AmbulanceVery knowledgeable and gets us the best price on insurance.
Justin HulseyI could not be more happy with the service my family and I receive with David Pope Insurance. They are always very helpful and prompt. I highly recommend!
Pauli AnschutzI am very happy with the service my family receives with David Pope Insurance. I highly recommend!
Brandon BealIt has been a great experience. I have received help when needed and have never been bothered with a lot of phone calls or mail/emails. Friendly people doing a good job!
Jaron BondIt was easy and simple to setup my home and auto insurance. No complaints here at all.
Oakley CorbinGreat! I’ve gotten good service and they found me an amazing deal on issuance for both my business and vehicles!
Alan EakerDavid was very easy to work with and get switched over to the new insurance wit great pricing!!
Andrew CapkovicThis guy just keeps saving me more and more money. Last year he saved me 500 dollars on my car insurance alone and a couple hundred on homeowners. I call him because the rates went up on my renewal. Before I could even say anything Zach (guy who answers the phone) says yeah we already found you someone lower. Come in to set up the new provider. The best service for insurance broker I’ve ever had in my life. I guarantee I will never go to anyone else but David Pope insurance.
Jacqueline WardWhen I was reviewing the options for auto and home insurance with coverage for four teen drivers, myself and my husband- David Pope was able to find the best option to craft an affordable plan for our family; no one else even came close to the options this agency was able to design.
Ali KExcellent rates and coverage but that’s just the beginning. The service is absolutely outstanding! Every time I have a question, I get a thorough and prompt response. Every time my coverage needs change, my needs are taken care of immediately. I can’t recommend David Pope highly enough!
Gayle BDavid Pope Insurance Services is a great firm to work with. Very knowledgeable and fast to respond to all of your needs. They had my quotes ready in no time and I was able to sign on the dotted line that same day. Very convenient. I work with David initially, then had the pleasure of working with Zack. Both took great care of my needs. Highly recommend these professionals.
Mary FI have been doing business with David Pope for many years. He’s reliable & absolutely looks out for us every time we need him. He always goes the extra mile. My daughter and my brother also use him & have been satisfied also. I recommend him whole heartedly.
Steve KThis agency is very responsive. Had insurance with one company who substantially raised our home owners rates. They came to me saying they could find a better package rate that would save us money on home and auto. It is a breath of fresh air to have agents who do so without being asked! Further, had a question that wasn’t urgent on Easter Sunday. Sent it via email and received a reply that day. Can’t ask for better than that!
Nicole BMy experience with your company was amazing! From my first call requesting a quote to my most recent call requesting your company to print out our vehicle insurance cards. Employees were always positive, never made me feel rushed, customer service was superb! Thank you for making a new customer to your company feel so welcome!