Even if you don’t have a license, you may face situations where you need car insurance. Knowing the process for your state can make securing coverage easier.
An unlicensed driver can get car insurance if they own a vehicle. Certain laws and guidelines regarding car insurance require you to have insurance for your automobile, regardless of the status of your license. However, some insurance companies may have issues providing you with car insurance as an unlicensed owner. Companies want your DL number to access your driving record and history.
Navigating insurance for unique situations is our specialty. Our expert agents know exactly how to find a policy that fits your specific needs.
Explore Your OptionsHere are a few situations where you may need to insure a car without a license:
The easiest way to get auto insurance for an unlicensed driver is to list someone else on the policy as the primary driver. Along with removing yourself from the primary driver position, you can also ask your insurance agent to list you as an excluded driver, meaning you aren’t a user at all.
An SR-22 for insurance is a state-required certificate of financial responsibility. You may need one after a serious driving infraction, like a DUI. Your insurer will need to file this with the Missouri Department of Revenue, along with your insurance policy, to get car insurance with a suspended license.
If you’re storing a vehicle, another way to get automobile insurance without a license is to opt for a parked car insurance policy.
You know the process, now let us handle the paperwork. We’ll work with our network of carriers to get your car insured quickly and correctly.
Get My Car Insured TodayAn independent insurance broker often has more flexibility in seeking coverage, which can help you get the coverage you need for special situations, like insuring a car without a license.
David Pope Insurance Services, LLC is an independent broker that can help you get the specialized coverage you need, including unlicensed driver insurance. Request a quote from us.
No matter your circumstances, we’re here to find a solution. Partner with an independent agent who has the flexibility to find the right policy for you.
Talk to an Insurance SpecialistWas this post helpful for you? As a family-owned insurance agency, we understand the significance of having the most effective car insurance. That’s why we have a wide selection of auto insurance guides to assist you with any other queries you may have. From receiving the cheapest car insurance rates to steps you should take after a car accident, we provide various resources to ensure our readers have the most valuable information to ease their situations.