The Sunflower State is unique, and so is Kansas auto insurance. Whether you need an experienced Kansas insurance brokerage to recommend a new policy or want to understand the Kansas auto insurance requirements, you’re in the right place.
Since the insurance rules and costs differ by state, you must understand what to expect as a Kansas driver. This guide to car insurance in Kansas explains the services we offer and the benefits of using a local insurance agent to help you confidently buy a policy.
Before shopping for auto insurance quotes in Kansas, you should know Kansas is a no-fault state — meaning it has different guidelines and rules for licensed state drivers, including the need for no-fault insurance, also known as personal injury protection. Vehicle owners must meet other minimum requirements, and of course, it is advisable to add additional policies to ensure the best possible coverage and safety.
The benefit of a no-fault state is that you may receive your insurance benefits more quickly, as each driver files a separate claim to cover accident-related costs. There is no disputing who was at fault before insurers make payments. However, it means you should consider your policy compensation limits and criteria very carefully. You should understand how insurance payouts work in the event of an accident.
By speaking to a seasoned Kansas insurance broker such as David Pope Insurance Services, LLC, you can benefit from our longstanding service to drivers and our in-depth knowledge of local insurance laws and requirements.
At David Pope Insurance, we pride ourselves on the versatile Kansas auto insurance offerings we provide and our speed and efficiency in providing auto insurance quotes in Kansas. We work to find the best coverage for you while keeping costs low.
We insure many vehicle types and provide several auto insurance services to give you a diverse selection of coverage options.
David Pope Insurance also offers different policies based on the vehicle type and your unique requirements to cover any situation. Our specialized options include:
Auto insurance is a legal requirement to protect yourself and others. As a Kansas resident, you must follow the state auto insurance requirements. You will need coverage for a car accident regardless of who is at fault.
You must understand the auto insurance laws in Kansas as thoroughly as possible. Speak to your insurance agent in Kansas to ensure you meet all state regulations.
Additional coverage is advisable, but here are the basics you must have to drive legally in Kansas.
Kansas mandates your auto insurance policy meets the minimum insurance coverage for cars to ensure sufficient base coverage in a vehicle accident. These are as follows.
| MINIMUM KANSAS AUTO INSURANCE COVERAGE (PER ACCIDENT) | ||
|---|---|---|
| PERSONAL INJURY PROTECTION | LIABILITY COVERAGE | UNINSURED/UNDERINSURED |
| – Medical costs = $4,500 per person – Disability and loss of income for one year = $900 per month – In-home services = $25 per day – Funeral, burial or cremation expenses = $2,000 – Rehabilitation = $4,500 | – Bodily injury = $25,000 per person – Total accident bodily injuries = $50,000 – Property damage expenses = $25,000 | – Bodily injury = $25,000 per person – Total accident bodily injuries = $50,000 |
As a family-owned insurance brokerage, we have met auto insurance needs in Kansas for more than two decades, offering comprehensive policies at the best possible prices. We also understand every driver’s situation and experience are unique. Therefore, we extend our services to new drivers, teen drivers and those with varying driving records.
Our Kansas auto insurance experts can tailor a policy specifically for you. Work with us for customized, specialized vehicle coverage that meets and exceeds Kansas auto insurance requirements.
At David Pope Insurance, we pride ourselves on our honesty and reliability. For more insights, please download and review our auto insurance guide.
As an industry leader since 1999, we have insightful local expertise. We offer competitive pricing for high-quality insurance policies and are highly responsive to provide you with peace of mind and keep you informed.
We combine our knowledge of the area and the insurance landscape to answer various frequently asked questions and those specific to your unique situation. Our loyal clients rave about their experiences with our prompt and personalized service. We will help you find appropriate and affordable vehicle coverage.
Take the next step and request a personalized auto insurance quote to secure the best Kansas auto insurance for your needs today!
Jenna TodtExcellent customer service
Joy WilcoxGood service. Nice people.
Erin PfeifferGreat people to work with, very knowledgeable and friendly
JCBGreat staff and great rates! Would recommend!
Steve ForrestExcellent knowledge, extremely helpful and very quick communication response.
Matthew LuekenGreat job getting us a very competitive price!
Felisha StarnesVery helpful! So thankful for the support you have been to my family.
Pasha MalekniaI searched for insurance and I was able to find this service. Pretty satisfied with the price.
Jaybob LenDid a great job of answering all our questions and saved us a lot on insurance. Thank you for all your help.
Linda SinclairWe love working with you because we trust you. It’s a worry-free process. You do all the work!
Karen ButterfieldWe insure home/auto through David Pope Insurance. David and his team are always very responsive and helpful.
Kody FlemingMy experience with David Pope insurance has always been very good. They are always very helpful, and get things done within a timely matter.
Brandy TaylorThe agency was able to lower my home and auto rates by hundreds of dollars. I recommended them to a friend, and they were able to lower their rates by hundreds of dollars as well!
Stacey DonnellyCalled and David and his team got our insurance lowered. Great to work with and always willing to help us save money.
Victoria AdkinsHandle most things through email and they are very quick to respond! Doing business with David Pope Insurance Services is very easy. Never get a run around and always pleasant.
Raymond LifkaDavid was able to get me a better mortgage and auto policy for way cheaper than what I currently had. I told my friend to give David a call and he was able to do the same thing. Highly recommended!
Jennifer FosterShopping for better priced homeowner’s insurance is something I had put off several times, because I didn’t want to deal with the hassles that are usually involved. However, Zack & the team at David Pope made the process simple, low pressure, and with great savings! I started out shopping for just homeowner’s insurance and before it was over decided to move my vehicles and save extra money there too! Overall, I highly recommend.
Abby CrawfordZack was great to work with and was super responsive and helpful. He answered my emails at all times of day, all throughout the week and was able to cut our auto insurance premium in half! Super satisfied so far!
Kristia BrooksDave has been my insurance agent for the past 13 years. He and his staff always deliver exceptional customer service. They do an excellent job of taking care of all of my insurance needs. Highly recommended!
Rick BaileyVery helpful and knowledgeable staff. Answered all my questions in a timely fashion.Always finds me the best rates and coverage.
Robbie BaileyDavid Pope and his son are wonderful people 10 outta 10.
George HodakNever had a bad experience. Every time I have called with a question or update they have been accommodating. Proactively they have contacted us with better insurance ideas.
Philip GerberYour insurance brokerage always finds me the best rates, unlike going with just an agent for an insurance company. When my rate went up with another insurer, you immediately found a better price with a different carrier. The transition was seamless.
Jim ArnoVery helpful with giving me options for insurance. Helped with transition from my past insurance company.
Jonathan MitchellMy home and auto insurance kept going up and my old insurance agency just said that’s the way it is. They saved me about 40% on my home insurance while keeping coverage the same and still saving me money on my auto. VERY happy I made the move.
Kristy HulseyCustomer service is exceptional! Anytime I have a question or need help with anything, whether by phone or email communication, they get back with me promptly and always have an answer. Excellent at finding a way to get the best rate possible as well – which is important!
Travis OwensThe staff is very knowledgeable and the rate I received was excellent. Got BIG savings compared to my last insurance provider.
Yvonne HeinzThe customer service is fantastic and the price is a great value.
Union AmbulanceVery knowledgeable and gets us the best price on insurance.
Justin HulseyI could not be more happy with the service my family and I receive with David Pope Insurance. They are always very helpful and prompt. I highly recommend!
Pauli AnschutzI am very happy with the service my family receives with David Pope Insurance. I highly recommend!
Brandon BealIt has been a great experience. I have received help when needed and have never been bothered with a lot of phone calls or mail/emails. Friendly people doing a good job!
Jaron BondIt was easy and simple to setup my home and auto insurance. No complaints here at all.
Oakley CorbinGreat! I’ve gotten good service and they found me an amazing deal on issuance for both my business and vehicles!
Alan EakerDavid was very easy to work with and get switched over to the new insurance with great pricing!!
Andrew CapkovicThis guy just keeps saving me more and more money. Last year he saved me 500 dollars on my car insurance alone and a couple hundred on homeowners. I call him because the rates went up on my renewal. Before I could even say anything Zach (guy who answers the phone) says yeah we already found you someone lower. Come in to set up the new provider. The best service for insurance broker I’ve ever had in my life. I guarantee I will never go to anyone else but David Pope insurance.
Jacqueline WardWhen I was reviewing the options for auto and home insurance with coverage for four teen drivers, myself and my husband- David Pope was able to find the best option to craft an affordable plan for our family; no one else even came close to the options this agency was able to design.
Ali KnappExcellent rates and coverage but that’s just the beginning. The service is absolutely outstanding! Every time I have a question, I get a thorough and prompt response. Every time my coverage needs change, my needs are taken care of immediately. I can’t recommend David Pope highly enough!
Gayle BDavid Pope Insurance Services is a great firm to work with. Very knowledgeable and fast to respond to all of your needs. They had my quotes ready in no time and I was able to sign on the dotted line that same day. Very convenient. I work with David initially, then had the pleasure of working with Zack. Both took great care of my needs. Highly recommend these professionals.
Mary FinoI have been doing business with David Pope for many years. He’s reliable & absolutely looks out for us every time we need him. He always goes the extra mile. My daughter and my brother also use him & have been satisfied also. I recommend him whole heartedly.
Steve KaufmanThis agency is very responsive. Had insurance with one company who substantially raised our home owners rates. They came to me saying they could find a better package rate that would save us money on home and auto. It is a breath of fresh air to have agents who do so without being asked! Further, had a question that wasn’t urgent on Easter Sunday. Sent it via email and received a reply that day. Can’t ask for better than that!
Nicole BMy experience with your company was amazing! From my first call requesting a quote to my most recent call requesting your company to print out our vehicle insurance cards. Employees were always positive, never made me feel rushed, customer service was superb! Thank you for making a new customer to your company feel so welcome!