New Homeowner Must-Haves Checklist

Congratulations! You’re in the process of buying your first home. Whether you’re still saving up to make an offer or about to move in, we know there is a small voice in your head wondering what things you need for your first home. What if there is something you have missed? It’s only natural that you want to be as prepared as possible, so we’ve compiled a list of items to buy as well as financial responsibilities and homeowners coverage you need to make sure you can relax when moving into a new house.

If you don’t have homeowners insurance yet for your Missouri home, get a free quote with David Pope Insurance.

Here’s a quick overview of your new homeowner musthave checklist: 

  1. Move-in day essentials like cleaning supplies, tools and tables
  2. Bathroom essentials like toilet paper and hand towels
  3. Bedroom essentials like a mattress, sheets and pillows
  4. Kitchen essentials like cookware and eating items
  5. Office essentials like your computer and desk
  6. Living room essentials like a TV, couch and end tables
  7. Maintenance essentials like lawn care items and appliances
  8. Crisis essentials like a first aid kid and fire extinguisher
  9. Fun items like outdoor seating, grill supplies and new decor

What Are Your Needs For Your First House?

What people need most to live happy, healthy lives comes down to having our basic needs met. Our homes provide the necessities of shelter from the elements and safety from outside dangers in a way no other asset can. Typically, this is not the way we think about our homes. We imagine the decor and the furniture. The things that we like to use and enjoy. Whatever such items are for you, they are not likely to be the ones you’ll forget to bring with you when you move into your new home.

Instead, usually, we forget the things that allow our home to fulfill the needs of security and safety. Most of the items you’ll see on this list are intended to keep your house, your possessions and your person safe and functioning correctly within your home. You will find that they help keep you prepared for a variety of unexpected obstacles.

Buying and moving into your first home is a major milestone. A home gives you a sense of security and is a significant investment. As exciting as the prospect is, you need to keep in mind that moving into your first home takes a whole lot of planning.

You likely own a lot of what you will need, but you may also need to buy a fair amount to prepare for the move. Instead of winging it — and adding stress to an already stressful day — make use of this checklist for moving into a new home.

What You Need To Do Before Moving In

Though you’re likely eager to move into your new home, there are a few steps you may want to take first. Be sure to check these items off your new home checklist before you move in.

  • Notify your landlord: If you currently rent, you will need to inform your landlord about your upcoming move and officially terminate the lease. Review the terms of your rental agreement regarding notice periods and any essential documentation. 
  • Make a moving plan: Create a moving plan that suits your needs and budget. Decide whether you prefer to hire professional movers, rent a moving truck, utilize moving containers or enlist the help of some friends. Make arrangements in advance to secure the necessary services or assistance and ensure everything is well-organized for moving day.
  • Change your address: Update your address so your mail will be sent to your new home rather than your previous residence.
  • Set up utilities: Contact utility companies like electric and gas to let them know you’ve moved. If you need to look for new providers, call before you move in so you’ll have the services available as soon as you’re settled.
  • Request a few days off work: Buying a home and moving in can be a chaotic process, especially for a first-time homeowner. If you can, take some time off work to devote to all the tasks you need to complete before and during your move-in.
  • Tackle repairs and improvements: If you know you want to complete some repairs or improvements, tackle them before you move in. It’s easier to complete these projects without furniture or other belongings in the way, especially if you’ll be painting or installing new flooring.
  • Switch out the locks: If the home was previously owned, there’s no telling who has a key. Switch out the locks on your doors to ensure your security and peace of mind.
  • Clean your new home: No matter if your new house has sat empty for a while or been freshly vacated, you will discover that a lot of cleaning will need to be done to make your new home livable. For carpets, make sure you have a good vacuum cleaner. For hardwood and tile floors, grab a broom and a mop. Dusting and glass cleaning will take up a lot of your time, so make sure to use cleaning products you love and trust.
  • Locate your shut-off valves: Be sure to locate essential valves like the water, electricity and gas so you’re prepared in the event of an emergency.
Things To Do Shortly After Moving Into Your New Home

Things To Do Shortly After Moving Into Your New Home

With all the excitement that comes with moving, don’t forget about updating your:

  • License and registration: Head over to the local Department of Motor Vehicles (DMV) for a new license and vehicle registration.
  • Employer: Keeping your employer informed about your move will ensure all paychecks, important documents and communications find you.
  • Financial and tax institutions: Notify financial bodies, including your bank and credit card companies, about the change. You can file the move with the IRS and your tax preparer to stay compliant come tax season.
  • Voter registration: If you’ve moved from your previous voting district, update your voter registration to participate in future local elections.
  • Emergency contact list: In a dangerous situation, having an updated contact list that includes essential numbers for local emergency services will allow you to get help faster.
  • Health care information: If you moved a significant distance away, you’ll want to transfer your medical records to new health care, dental and veterinary providers in the area.
  • City services: Sign up for essential city services, like trash and recycling pickup, to keep your new home clean and well-maintained during and after the move-in process.

Move-In Day First-Home Must-Have Checklist

Moving is one of the most stressful parts of life. You are, of course, excited to settle into your new home, but you probably look forward to organizing and decorating, not the process of getting your life’s belongings from point A to point B. Making sure you have the move-in essentials will help make the process go as smoothly as possible, and you won’t frantically search for that hammer you know you packed somewhere.

On the big day, have the following items packed in clearly labeled and easily accessible boxes:

  • Cleaning supplies: Even if you do a deep cleaning before you move in, there’s always a new mess to clean up. Make sure to bring your cleaning supplies with you when you move in, especially brooms and vacuums that can be used to clean up floors after you bring in all your boxes and furniture.
  • Personal hygiene supplies: Along with your cleaning gear, remember to bring some hand soap since your new home won’t have any available. Your hands — and your guests — will thank you.
  • Tool kit: Bring useful tools like drills, hammers, measuring tape, pliers and wrenches. Depending on the type of furniture and equipment you are installing, you may find that a couple screwdrivers and some elbow grease get the job done. However, for window coverings, for example, a suitable drill can be very beneficial.
  • Extra seating: It is no surprise to anyone that people love being able to sit down. Every room in your house should feature someplace to sit. If you have a large party of people helping you move in, getting substantial seating set up early in one of your shared rooms will help everyone feel much more at ease during the move-in process.
  • Side and end tables: We like to sit down, and we also prefer to set our things down on a flat, stable surface rather than just the floor. As we use an item, such as a glass or a plate or a tool, we don’t want to have to walk across the house before we find a table or counter to set it on. Foldable card tables or TV trays can work wonders for this in the early stages.
  • Extension cords: As you learn the layout of your home, you will figure out where the electrical outlets are in relation to the setup of your furniture and electronic devices. In the beginning, you are still figuring out the best layout, but will still want to be able to plug in your lamps, appliances, router and other amenities.
  • Ladders: Ideally, you should have the means to reach your ceiling fixtures, air vents and overhead cabinets. Depending on the heights of your ceilings or if you have multiple stories, you may need a few different sizes of step stools or ladders.
  • Scissors and tape: Even if it’s a Swiss army knife or a pair of left-handed scissors, a blade is an everyday essential that is especially useful when opening boxes. Likewise, it’s important to be able to fasten things together. Duct tape is a bonus!
  • Garbage cans: Almost every room should have a place to throw trash away, especially the bathrooms and kitchen. Remember to bring plenty of garbage bags too.
  • Shelf and cabinet liners: For the drawers in your kitchen and the cabinets under your sinks, and maybe even the wardrobe you have set up in the guest room, liners can help protect from drips and smudges and will keep your things in place. They are also much easier to clean than the rough surface of the inside of your cabinets.
  • Batteries and light bulbs: Imagine the sun going down as you set up your home office, and you find that the ceiling fan above you has a dead bulb. Rather than be left in the dark, consider having some spare light bulbs and batteries on hand for a multitude of uses.
  • Shower rod and curtain: You probably will not use this outside of the bathroom, but new homes often don’t have a rod, rings and curtain equipped inside every shower. Prepare to at least hang up a curtain liner, considering you will want a fresh one in your new home anyway.
  • Modem and router: If you have your internet service already set up for your new home, you will want to make sure your modem and router are ready to go on move-in day. Internet access will help while you unpack, organize and realize you have a bunch of little questions you need an answer for. Plus, a little online distraction can be a nice way to take a break from unpacking.
  • Clothing hangers: It’s easy to stuff your clothing in bags or boxes on the day of the move, but you don’t want to leave them crumpled up like that for too long. When you begin to unpack, make sure you have plenty of sturdy hangers available to line your new closets.
  • Plates and silverware: You can slowly accumulate smaller appliances and kitchen accessories as you settle in, but on your first day, you want the bare essentials. If you want a quick snack to fuel up for another round of moving boxes or you order takeout, you don’t want to be stuck with eating over the sink. Pack a clearly marked box of sturdy plates and cutlery that you can grab when everyone is ready to eat. It wouldn’t hurt to have some drinking glasses and napkins available too.
  • Bedding: Your new home won’t be set up in a day. You will need a good night’s sleep before tackling this big project again in the morning. Make sure you have some pillows, sheets and a comforter to put on your bed.
  • Personal suitcase: This one might sound a little silly. After all, this is your new house, not a hotel you stay at during vacation. Keep in mind that you won’t want to tear through multiple boxes looking for a toothbrush and pajamas after spending a whole day doing heavy lifting and organization. A small suitcase packed with a few days’ worth of clothes and toiletries can be a lifesaver when all you want to do is relax and go to bed after the stress of moving.

Essentials For Every Room

The essentials you need in your home vary by room. That’s why we cover the must-have items you should pack or purchase for every room in your home, including your bathrooms, bedrooms, kitchen, office and living room.

Bathroom Essentials For Your New Home

Though bathrooms are generally some of the smallest rooms in your house, there are still a number of items you’ll need. Your bathroom essentials should include:

  • Shower curtains
  • Shower rods
  • Shower hooks
  • Show caddy
  • Bath soap / shampoo
  • Bath mats
  • Garbage cans
  • Toilet paper
  • Plungers
  • Toilet brushes
  • Hand towels
  • Hair dryer
  • Hand soap
  • Toothbrush holder
  • Toothbrushes and toothpaste
  • Mouthwash
  • Personal supplies

Bedroom Essentials

Between sleeping, relaxing and having breakfast in bed, we spend a lot of time in our bedrooms. Make sure yours has everything you need with the following new home bedroom essentials:

  • Mattress
  • Bed frame
  • Sheets
  • Pillows and pillowcases
  • Blankets
  • Dressers
  • Nightstands
  • Alarms
  • Hamper
  • Curtains
  • Hangers
  • Shoe rack
  • Headboard
  • Clothes
  • Clothes storage
  • Bench or ottoman
  • Accent chairs
  • Vanity
  • Lights and or lamps
  • Nightlight
  • Mirrors

New Home Kitchen Essentials

One of the most-used rooms in your home is the kitchen, where you’ll cook, bake, eat and likely entertain guests. Your kitchen essentials should include:

  • Cookware like pans, skillets, baking sheets and woks.
  • Tools like a cutting board, knife set, meat thermometer, can opener and drying rack.
  • Appliances like a toaster, coffee maker, instant pot, slow cooker and blender.
  • Eating items like plates, utensils, mugs, glasses and bowls.
  • Spices like salt, pepper, thyme and garlic.
  • Cleaning supplies for moving into a new home like paper towels, napkins, dish soap, sponges, dishrags, broom and garbage can.

Office Essentials For New Homeowners

Whether you work out of your home office every day or you only use it once a week to handle your personal finances, your office essentials should include:

  • Computer
  • Desk
  • Chair
  • Monitor
  • Keyboard and mouse
  • Surge protector
  • Pens and pencils
  • Printer
  • Ink
  • Paper
  • Phone stand
  • Sound system
  • Headphones / headset
  • Filing cabinet or storage
  • Wall décor

Living Room Essentials

Every home should include a space for entertainment and socialization. Your living room essentials should include items that give you and your loved ones a chance to relax and have fun, such as:

  • TV
  • TV stand or mount
  • Remote control
  • Sofa
  • Coffee table
  • End tables
  • Accent chairs
  • Overhead lighting
  • Area rugs
  • Books and bookshelf
  • Lamps
  • Blankets
  • Wall art
  • Sound system

Responsibilities For First-Time Homeowners

(download a full maintenance checklist)

Owning a home comes with a lot of responsibilities compared to renting. If there are any issues with the house, you are in charge of addressing them. You own the property — there is no landlord to call. This means all maintenance issues inside and outside your new house are on your to-do list. This can seem daunting at first, but like anything else, take it one step at a time.

While all of the items listed above are important for renters and owners alike to be aware of, there are a few crucial things new homeowners need to buy. If you have never owned a house before, these things may be brand-new additions to your inventory because, in an apartment or a rental, you have little need or responsibility for these items. Here is a list of some of the major responsibilities a homeowner holds:

  • Lawn and garden care: Make sure you have the equipment you need to take good care of your yard. Sometimes the house will come with yard tools when you move in. If not, you may find yourself needing to purchase a lawnmower, a weed-whacker or a leaf-blower. At some point, you may find yourself also investing in grass treatment, weed killer or even brand-new sod to keep up with neighborhood standards.
  • Window coverings: Apartments and rentals often come with shades or blinds already fixed on the windows. There will be times, though, when these coverings will be missing or not quite functional in the way you would prefer, especially if the previous owners didn’t replace them since the house was first built. To keep neighbors and outsiders from being able to see into your home, you’ll want to consider getting the right window coverings to suit your needs and style. Doing this will protect your privacy and safety.
  • Ceiling fans and light fixtures: In every room, if you have fixtures on the ceiling, make sure they are functional, secure and stylish. If they seem dangerous in any way, either because they wobble or show signs of electrical problems, replace them. Because light fixtures often remain permanently in the house, this is usually the homeowner’s responsibility and not the renter’s.
  • Large kitchen appliances: These are also typically the homeowner’s duty because the appliances stay with the home. Maintaining the working order of kitchen tools is crucial for staying safe from food contamination, flooding and fire and electrical hazards. As a new homeowner, inspect your new refrigerator, stove, oven and dishwasher. Looking around, you may discover that parts of your kitchen need upgrading.
  • Plumbing: The plumbing in your house may require immediate attention if it’s not working correctly or if it’s posing certain hazards. Check your bathrooms and kitchen sinks, and confirm that no water is leaking through the pipes in the cabinets underneath. Test out the disposal. Remember to take a look at your laundry appliances and any outdoor plumbing you may have, like sprinklers and hot tubs or pools. As a new homeowner, you may find yourself buying replacement fixtures to ensure safe and efficient water usage.
  • Fireplace amenities: Chances are good that if the house has a fireplace or wood-burning stove in the living area, the previous owners will leave tools and accessories behind for you to use. If they do not, however, you will have to invest in a heat-resistant poker, a brush and a shovel to safely enjoy your evening fire. Similarly, your house may have a grill or fire pit in the backyard, so make sure you have all the gear on hand to use these safely and efficiently.
  • All utilities: When you purchase a home, you are responsible for paying all of the bills that keep the home running smoothly. This means you will be in charge of heating and cooling, electricity, gas and water. Know your utility suppliers and have your accounts active for the move-in day. You do not want to be without air-conditioning or heat, power, cooking gas or water when you are juggling the tasks of unpacking and organizing.
  • Furniture: This might sound like a no-brainer, but it is still important to consider. You probably aren’t starting completely from scratch. You will have things like a bed and a living room set. Your new home will still likely need some new furnishings to make it feel complete.

Key Items For Crisis Prevention

As we near the end of our list of things to buy, let’s talk about some items and devices your new home must have to protect you from crisis situations. This is an important section for homeowners and renters alike. In case of an emergency, make sure your house has them and that you will know where to find them. Life is full of the unexpected, and moving day is the last time you want one of life’s surprises to catch you off guard.

No one can account for every potential crisis, but you can prevent a lot of the common pitfalls of moving. Check these items off of your list to reduce the risk of an emergency:

  • First-aid kit: Injuries happen all the time, in unexpected ways and places. A good first-aid kit contains a proper assortment of bandages, antibiotic ointment, tweezers, latex gloves, gauze pads, a thermometer, antiseptic wipes, painkillers and an instant cold compress, among a few other things. It should also list medication and emergency contact information, including your doctor’s.
  • Fire extinguisher: Would you be surprised to know that there are several types of fire extinguishers that each target a different kind of fire? For most homes, look for a multipurpose fire extinguisher that covers Class A fires from wood and cloth, Class B fires from grease and oil and Class C fires, which are electrical. This variant will allow you to be as prepared as possible should a flame become a hazard.
  • Smoke detector and carbon monoxide detector: Installing these nifty gadgets in your home requires very little work and only the occasional battery replacement to maintain, but they can save lives if the stove is left on or the car in the garage is left running. If your new home already has these, ensure you test each one instead of assuming they work.
  • Home security system: You may feel that the right locks on your doors and the coverings on your windows are not enough protection to give you a real sense of safety in your home. Fortunately, there are home surveillance systems out there that can help put your mind more at ease and alert you if anything appears amiss.
  • Extra hidden key: Getting stranded outside your home can feel devastating if it’s dark and cold outside and you have no keys. Having a key hidden somewhere for you to be able to get into your home no matter what can be very useful. If hiding keys is not really your style, consider installing either a lock on your front door or a garage door opener that can be operated through a passcode from the outside.
  • Lockbox: Invest in a solid lockbox for all of your important documents, such as birth certificates, social security cards, passports, bank statements and any small but valuable family heirlooms. Keep the key with you during the move and know where the lockbox is at all times. This can give you some peace of mind that you won’t scramble to find or replace important documents or family trinkets. A lockbox can still be a useful repository for important paperwork after you settle into your new home.
  • Extra water: You could have done everything right and made sure the water was turned on for move-in day, but mix-ups happen. Do not be caught by surprise without water, especially on a day full of physical exertion. Pack some bottled water and keep it on hand so you don’t have to make any unexpected side trips to the store. If you have leftovers, don’t worry. It is always a good idea to store some extra water at home.
  • Flashlight: You have batteries on your move-in day checklist, so add a flashlight to the list too. In case of an emergency — an unexpected power outage or a delay with the electric company — you will have a source of light in the new house.
  • Pet and child safety measures: Keep chemicals out of reach and create designated areas for pets and children in your new home to give you peace of mind knowing they can explore and play in a safe environment.

Fun Things To Buy For A New House

Sure, the basics have you covered for all of the homeownership necessities, but moving into your first home doesn’t have to be all business. Have some fun and buy a few things you want — and don’t just need — for the new place.

  • Outdoor activities: Chances are your new house has a yard, which opens up a whole world of outdoor entertainment possibilities. You can take up gardening, which means buying all of the tools, dirt, plants and landscaping touches you want for creating your very own green space. Get a bird feeder and take up birdwatching. Maybe you want something for your kids — you could finally get a trampoline, a swing set or even a pool.
  • Outdoor seating: No matter your lawn style, you will want somewhere to sit and enjoy the outdoor space. Pick out some fun patio furniture for cookouts and outdoor relaxation.
  • Grill supplies: Once you have the necessities squared away, you can start thinking about having guests over. What better way to celebrate summer in your first home than a good, old-fashioned barbecue? Invest in a good grill and outdoor cookware to cook up your favorite barbecue meals.
  • Pet accessories: Of all the things to buy for your first home, most will probably be for the people living there. But don’t forget about your furry family members. If you have a cat or a dog, you can use your new house as an excuse to spoil them. Maybe you now have space for that cat tree you eyed up, or maybe you want to buy a new dog bed for your home office.
  • New decor: Fun things to buy for your new home don’t have to be completely practical. You need some things that make your home feel uniquely yours, and decor is one of the best ways to reflect your personal style. Get new rugs for different rooms. Find some wall art that speaks to your artistic sensibilities. Try out some funky wallpaper, or invest in a new bookcase. However you want to decorate, it’s completely up to you.
  • Home entertainment: When you move into your first home, you’ll likely find yourself with more space. Maybe the home has a living room and a den. This could be the perfect reason to upgrade or expand your entertainment system. Find a TV, sound system and streaming devices for in-home entertainment.

Learn More About First Homes

Homeowners And Renter’s Insurance

Financial protection against home-related accidents is the last, but certainly not least, item to check off of your moving checklist. If something happens to your home or someone is injured in addition to home damage, the bills can pile up and become a huge burden. Home insurance protects you and your investment from the accidents that are a part of life. The final item on your checklist is financial protection against home-related accidents.

If you are still in the process of paying off your home, it is almost certainly required that you purchase homeowners insurance to keep your mortgage protected. However, once your home has been paid off, and you are the only one with any financial interest in your property, no one can require you to keep your home insurance.

But even with the freedom to abstain, there are several benefits to keeping some ongoing coverage on your home in case something unexpected happens that could break the bank. Home insurance for both owners and renters can cover accidental damage related to problems, such as:

  • Fire, flooding and severe weather: Certain types of natural disasters can be more likely depending on where you live. For example, you are more likely to experience a tornado in the Midwest. Regardless of your home’s location, it is vulnerable to the possibility of fire, flood and severe weather. This type of damage can devastate your home and cost thousands of dollars. Home insurance helps you cover the cost of these events, both repairs and staying somewhere temporary while your home is being fixed.
  • Vandalism and theft: Vandalism and theft are potential risks for any homeowner, and the price can be steep. You build a life in your home. The walls of your house and everything inside have value to you. Seeing your home vandalized or finding out you have lost something to theft is a horrible feeling. Homeowners insurance is there to cover your losses and help you move forward.
  • Vehicular damage: Life is hard to predict. A car, or even an aircraft, could crash into your home. If this happens, home insurance has you covered.
  • Damage to household systems: Plumbing, air-conditioning, heating and electricity are all the homeowner’s responsibility. These systems are vital to your home, and damage to any of them can be expensive to repair. Homeowners insurance can cover issues related to these household systems.
  • Property: What about things on your property that stand separate from your home? Garages, garden sheds and fences also have the potential to be damaged. Homeowners insurance can extend to cover these parts of your property as well.

You will find yourself benefiting greatly from the variety of ways in which homeowners or renter’s insurance keeps you and your finances protected.

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Congratulations! You’re in the process of buying your first home. Whether you’re still saving up to make an offer or about to move in, we know there is a small voice in your head wondering what things you need for your first home. What if there is something you have missed? It’s only natural that you want to be as prepared as possible, so we’ve compiled a list of items to buy as well as financial responsibilities and homeowners coverage you need to make sure you can relax when moving into a new house.

If you don’t have homeowners insurance yet for your Missouri home, get a free quote with David Pope Insurance.

Here’s a quick overview of your new homeowner musthave checklist: 

  1. Move-in day essentials like cleaning supplies, tools and tables
  2. Bathroom essentials like toilet paper and hand towels
  3. Bedroom essentials like a mattress, sheets and pillows
  4. Kitchen essentials like cookware and eating items
  5. Office essentials like your computer and desk
  6. Living room essentials like a TV, couch and end tables
  7. Maintenance essentials like lawn care items and appliances
  8. Crisis essentials like a first aid kid and fire extinguisher
  9. Fun items like outdoor seating, grill supplies and new decor

What Are Your Needs For Your First House?

What people need most to live happy, healthy lives comes down to having our basic needs met. Our homes provide the necessities of shelter from the elements and safety from outside dangers in a way no other asset can. Typically, this is not the way we think about our homes. We imagine the decor and the furniture. The things that we like to use and enjoy. Whatever such items are for you, they are not likely to be the ones you’ll forget to bring with you when you move into your new home.

Instead, usually, we forget the things that allow our home to fulfill the needs of security and safety. Most of the items you’ll see on this list are intended to keep your house, your possessions and your person safe and functioning correctly within your home. You will find that they help keep you prepared for a variety of unexpected obstacles.

Buying and moving into your first home is a major milestone. A home gives you a sense of security and is a significant investment. As exciting as the prospect is, you need to keep in mind that moving into your first home takes a whole lot of planning.

You likely own a lot of what you will need, but you may also need to buy a fair amount to prepare for the move. Instead of winging it — and adding stress to an already stressful day — make use of this checklist for moving into a new home.

What You Need To Do Before Moving In

Though you’re likely eager to move into your new home, there are a few steps you may want to take first. Be sure to check these items off your new home checklist before you move in.

  • Notify your landlord: If you currently rent, you will need to inform your landlord about your upcoming move and officially terminate the lease. Review the terms of your rental agreement regarding notice periods and any essential documentation. 
  • Make a moving plan: Create a moving plan that suits your needs and budget. Decide whether you prefer to hire professional movers, rent a moving truck, utilize moving containers or enlist the help of some friends. Make arrangements in advance to secure the necessary services or assistance and ensure everything is well-organized for moving day.
  • Change your address: Update your address so your mail will be sent to your new home rather than your previous residence.
  • Set up utilities: Contact utility companies like electric and gas to let them know you’ve moved. If you need to look for new providers, call before you move in so you’ll have the services available as soon as you’re settled.
  • Request a few days off work: Buying a home and moving in can be a chaotic process, especially for a first-time homeowner. If you can, take some time off work to devote to all the tasks you need to complete before and during your move-in.
  • Tackle repairs and improvements: If you know you want to complete some repairs or improvements, tackle them before you move in. It’s easier to complete these projects without furniture or other belongings in the way, especially if you’ll be painting or installing new flooring.
  • Switch out the locks: If the home was previously owned, there’s no telling who has a key. Switch out the locks on your doors to ensure your security and peace of mind.
  • Clean your new home: No matter if your new house has sat empty for a while or been freshly vacated, you will discover that a lot of cleaning will need to be done to make your new home livable. For carpets, make sure you have a good vacuum cleaner. For hardwood and tile floors, grab a broom and a mop. Dusting and glass cleaning will take up a lot of your time, so make sure to use cleaning products you love and trust.
  • Locate your shut-off valves: Be sure to locate essential valves like the water, electricity and gas so you’re prepared in the event of an emergency.
Things To Do Shortly After Moving Into Your New Home

Things To Do Shortly After Moving Into Your New Home

With all the excitement that comes with moving, don’t forget about updating your:

  • License and registration: Head over to the local Department of Motor Vehicles (DMV) for a new license and vehicle registration.
  • Employer: Keeping your employer informed about your move will ensure all paychecks, important documents and communications find you.
  • Financial and tax institutions: Notify financial bodies, including your bank and credit card companies, about the change. You can file the move with the IRS and your tax preparer to stay compliant come tax season.
  • Voter registration: If you’ve moved from your previous voting district, update your voter registration to participate in future local elections.
  • Emergency contact list: In a dangerous situation, having an updated contact list that includes essential numbers for local emergency services will allow you to get help faster.
  • Health care information: If you moved a significant distance away, you’ll want to transfer your medical records to new health care, dental and veterinary providers in the area.
  • City services: Sign up for essential city services, like trash and recycling pickup, to keep your new home clean and well-maintained during and after the move-in process.

Move-In Day First-Home Must-Have Checklist

Moving is one of the most stressful parts of life. You are, of course, excited to settle into your new home, but you probably look forward to organizing and decorating, not the process of getting your life’s belongings from point A to point B. Making sure you have the move-in essentials will help make the process go as smoothly as possible, and you won’t frantically search for that hammer you know you packed somewhere.

On the big day, have the following items packed in clearly labeled and easily accessible boxes:

  • Cleaning supplies: Even if you do a deep cleaning before you move in, there’s always a new mess to clean up. Make sure to bring your cleaning supplies with you when you move in, especially brooms and vacuums that can be used to clean up floors after you bring in all your boxes and furniture.
  • Personal hygiene supplies: Along with your cleaning gear, remember to bring some hand soap since your new home won’t have any available. Your hands — and your guests — will thank you.
  • Tool kit: Bring useful tools like drills, hammers, measuring tape, pliers and wrenches. Depending on the type of furniture and equipment you are installing, you may find that a couple screwdrivers and some elbow grease get the job done. However, for window coverings, for example, a suitable drill can be very beneficial.
  • Extra seating: It is no surprise to anyone that people love being able to sit down. Every room in your house should feature someplace to sit. If you have a large party of people helping you move in, getting substantial seating set up early in one of your shared rooms will help everyone feel much more at ease during the move-in process.
  • Side and end tables: We like to sit down, and we also prefer to set our things down on a flat, stable surface rather than just the floor. As we use an item, such as a glass or a plate or a tool, we don’t want to have to walk across the house before we find a table or counter to set it on. Foldable card tables or TV trays can work wonders for this in the early stages.
  • Extension cords: As you learn the layout of your home, you will figure out where the electrical outlets are in relation to the setup of your furniture and electronic devices. In the beginning, you are still figuring out the best layout, but will still want to be able to plug in your lamps, appliances, router and other amenities.
  • Ladders: Ideally, you should have the means to reach your ceiling fixtures, air vents and overhead cabinets. Depending on the heights of your ceilings or if you have multiple stories, you may need a few different sizes of step stools or ladders.
  • Scissors and tape: Even if it’s a Swiss army knife or a pair of left-handed scissors, a blade is an everyday essential that is especially useful when opening boxes. Likewise, it’s important to be able to fasten things together. Duct tape is a bonus!
  • Garbage cans: Almost every room should have a place to throw trash away, especially the bathrooms and kitchen. Remember to bring plenty of garbage bags too.
  • Shelf and cabinet liners: For the drawers in your kitchen and the cabinets under your sinks, and maybe even the wardrobe you have set up in the guest room, liners can help protect from drips and smudges and will keep your things in place. They are also much easier to clean than the rough surface of the inside of your cabinets.
  • Batteries and light bulbs: Imagine the sun going down as you set up your home office, and you find that the ceiling fan above you has a dead bulb. Rather than be left in the dark, consider having some spare light bulbs and batteries on hand for a multitude of uses.
  • Shower rod and curtain: You probably will not use this outside of the bathroom, but new homes often don’t have a rod, rings and curtain equipped inside every shower. Prepare to at least hang up a curtain liner, considering you will want a fresh one in your new home anyway.
  • Modem and router: If you have your internet service already set up for your new home, you will want to make sure your modem and router are ready to go on move-in day. Internet access will help while you unpack, organize and realize you have a bunch of little questions you need an answer for. Plus, a little online distraction can be a nice way to take a break from unpacking.
  • Clothing hangers: It’s easy to stuff your clothing in bags or boxes on the day of the move, but you don’t want to leave them crumpled up like that for too long. When you begin to unpack, make sure you have plenty of sturdy hangers available to line your new closets.
  • Plates and silverware: You can slowly accumulate smaller appliances and kitchen accessories as you settle in, but on your first day, you want the bare essentials. If you want a quick snack to fuel up for another round of moving boxes or you order takeout, you don’t want to be stuck with eating over the sink. Pack a clearly marked box of sturdy plates and cutlery that you can grab when everyone is ready to eat. It wouldn’t hurt to have some drinking glasses and napkins available too.
  • Bedding: Your new home won’t be set up in a day. You will need a good night’s sleep before tackling this big project again in the morning. Make sure you have some pillows, sheets and a comforter to put on your bed.
  • Personal suitcase: This one might sound a little silly. After all, this is your new house, not a hotel you stay at during vacation. Keep in mind that you won’t want to tear through multiple boxes looking for a toothbrush and pajamas after spending a whole day doing heavy lifting and organization. A small suitcase packed with a few days’ worth of clothes and toiletries can be a lifesaver when all you want to do is relax and go to bed after the stress of moving.

Essentials For Every Room

The essentials you need in your home vary by room. That’s why we cover the must-have items you should pack or purchase for every room in your home, including your bathrooms, bedrooms, kitchen, office and living room.

Bathroom Essentials For Your New Home

Though bathrooms are generally some of the smallest rooms in your house, there are still a number of items you’ll need. Your bathroom essentials should include:

  • Shower curtains
  • Shower rods
  • Shower hooks
  • Show caddy
  • Bath soap / shampoo
  • Bath mats
  • Garbage cans
  • Toilet paper
  • Plungers
  • Toilet brushes
  • Hand towels
  • Hair dryer
  • Hand soap
  • Toothbrush holder
  • Toothbrushes and toothpaste
  • Mouthwash
  • Personal supplies

Bedroom Essentials

Between sleeping, relaxing and having breakfast in bed, we spend a lot of time in our bedrooms. Make sure yours has everything you need with the following new home bedroom essentials:

  • Mattress
  • Bed frame
  • Sheets
  • Pillows and pillowcases
  • Blankets
  • Dressers
  • Nightstands
  • Alarms
  • Hamper
  • Curtains
  • Hangers
  • Shoe rack
  • Headboard
  • Clothes
  • Clothes storage
  • Bench or ottoman
  • Accent chairs
  • Vanity
  • Lights and or lamps
  • Nightlight
  • Mirrors

New Home Kitchen Essentials

One of the most-used rooms in your home is the kitchen, where you’ll cook, bake, eat and likely entertain guests. Your kitchen essentials should include:

  • Cookware like pans, skillets, baking sheets and woks.
  • Tools like a cutting board, knife set, meat thermometer, can opener and drying rack.
  • Appliances like a toaster, coffee maker, instant pot, slow cooker and blender.
  • Eating items like plates, utensils, mugs, glasses and bowls.
  • Spices like salt, pepper, thyme and garlic.
  • Cleaning supplies for moving into a new home like paper towels, napkins, dish soap, sponges, dishrags, broom and garbage can.

Office Essentials For New Homeowners

Whether you work out of your home office every day or you only use it once a week to handle your personal finances, your office essentials should include:

  • Computer
  • Desk
  • Chair
  • Monitor
  • Keyboard and mouse
  • Surge protector
  • Pens and pencils
  • Printer
  • Ink
  • Paper
  • Phone stand
  • Sound system
  • Headphones / headset
  • Filing cabinet or storage
  • Wall décor

Living Room Essentials

Every home should include a space for entertainment and socialization. Your living room essentials should include items that give you and your loved ones a chance to relax and have fun, such as:

  • TV
  • TV stand or mount
  • Remote control
  • Sofa
  • Coffee table
  • End tables
  • Accent chairs
  • Overhead lighting
  • Area rugs
  • Books and bookshelf
  • Lamps
  • Blankets
  • Wall art
  • Sound system

Responsibilities For First-Time Homeowners

(download a full maintenance checklist)

Owning a home comes with a lot of responsibilities compared to renting. If there are any issues with the house, you are in charge of addressing them. You own the property — there is no landlord to call. This means all maintenance issues inside and outside your new house are on your to-do list. This can seem daunting at first, but like anything else, take it one step at a time.

While all of the items listed above are important for renters and owners alike to be aware of, there are a few crucial things new homeowners need to buy. If you have never owned a house before, these things may be brand-new additions to your inventory because, in an apartment or a rental, you have little need or responsibility for these items. Here is a list of some of the major responsibilities a homeowner holds:

  • Lawn and garden care: Make sure you have the equipment you need to take good care of your yard. Sometimes the house will come with yard tools when you move in. If not, you may find yourself needing to purchase a lawnmower, a weed-whacker or a leaf-blower. At some point, you may find yourself also investing in grass treatment, weed killer or even brand-new sod to keep up with neighborhood standards.
  • Window coverings: Apartments and rentals often come with shades or blinds already fixed on the windows. There will be times, though, when these coverings will be missing or not quite functional in the way you would prefer, especially if the previous owners didn’t replace them since the house was first built. To keep neighbors and outsiders from being able to see into your home, you’ll want to consider getting the right window coverings to suit your needs and style. Doing this will protect your privacy and safety.
  • Ceiling fans and light fixtures: In every room, if you have fixtures on the ceiling, make sure they are functional, secure and stylish. If they seem dangerous in any way, either because they wobble or show signs of electrical problems, replace them. Because light fixtures often remain permanently in the house, this is usually the homeowner’s responsibility and not the renter’s.
  • Large kitchen appliances: These are also typically the homeowner’s duty because the appliances stay with the home. Maintaining the working order of kitchen tools is crucial for staying safe from food contamination, flooding and fire and electrical hazards. As a new homeowner, inspect your new refrigerator, stove, oven and dishwasher. Looking around, you may discover that parts of your kitchen need upgrading.
  • Plumbing: The plumbing in your house may require immediate attention if it’s not working correctly or if it’s posing certain hazards. Check your bathrooms and kitchen sinks, and confirm that no water is leaking through the pipes in the cabinets underneath. Test out the disposal. Remember to take a look at your laundry appliances and any outdoor plumbing you may have, like sprinklers and hot tubs or pools. As a new homeowner, you may find yourself buying replacement fixtures to ensure safe and efficient water usage.
  • Fireplace amenities: Chances are good that if the house has a fireplace or wood-burning stove in the living area, the previous owners will leave tools and accessories behind for you to use. If they do not, however, you will have to invest in a heat-resistant poker, a brush and a shovel to safely enjoy your evening fire. Similarly, your house may have a grill or fire pit in the backyard, so make sure you have all the gear on hand to use these safely and efficiently.
  • All utilities: When you purchase a home, you are responsible for paying all of the bills that keep the home running smoothly. This means you will be in charge of heating and cooling, electricity, gas and water. Know your utility suppliers and have your accounts active for the move-in day. You do not want to be without air-conditioning or heat, power, cooking gas or water when you are juggling the tasks of unpacking and organizing.
  • Furniture: This might sound like a no-brainer, but it is still important to consider. You probably aren’t starting completely from scratch. You will have things like a bed and a living room set. Your new home will still likely need some new furnishings to make it feel complete.

Key Items For Crisis Prevention

As we near the end of our list of things to buy, let’s talk about some items and devices your new home must have to protect you from crisis situations. This is an important section for homeowners and renters alike. In case of an emergency, make sure your house has them and that you will know where to find them. Life is full of the unexpected, and moving day is the last time you want one of life’s surprises to catch you off guard.

No one can account for every potential crisis, but you can prevent a lot of the common pitfalls of moving. Check these items off of your list to reduce the risk of an emergency:

  • First-aid kit: Injuries happen all the time, in unexpected ways and places. A good first-aid kit contains a proper assortment of bandages, antibiotic ointment, tweezers, latex gloves, gauze pads, a thermometer, antiseptic wipes, painkillers and an instant cold compress, among a few other things. It should also list medication and emergency contact information, including your doctor’s.
  • Fire extinguisher: Would you be surprised to know that there are several types of fire extinguishers that each target a different kind of fire? For most homes, look for a multipurpose fire extinguisher that covers Class A fires from wood and cloth, Class B fires from grease and oil and Class C fires, which are electrical. This variant will allow you to be as prepared as possible should a flame become a hazard.
  • Smoke detector and carbon monoxide detector: Installing these nifty gadgets in your home requires very little work and only the occasional battery replacement to maintain, but they can save lives if the stove is left on or the car in the garage is left running. If your new home already has these, ensure you test each one instead of assuming they work.
  • Home security system: You may feel that the right locks on your doors and the coverings on your windows are not enough protection to give you a real sense of safety in your home. Fortunately, there are home surveillance systems out there that can help put your mind more at ease and alert you if anything appears amiss.
  • Extra hidden key: Getting stranded outside your home can feel devastating if it’s dark and cold outside and you have no keys. Having a key hidden somewhere for you to be able to get into your home no matter what can be very useful. If hiding keys is not really your style, consider installing either a lock on your front door or a garage door opener that can be operated through a passcode from the outside.
  • Lockbox: Invest in a solid lockbox for all of your important documents, such as birth certificates, social security cards, passports, bank statements and any small but valuable family heirlooms. Keep the key with you during the move and know where the lockbox is at all times. This can give you some peace of mind that you won’t scramble to find or replace important documents or family trinkets. A lockbox can still be a useful repository for important paperwork after you settle into your new home.
  • Extra water: You could have done everything right and made sure the water was turned on for move-in day, but mix-ups happen. Do not be caught by surprise without water, especially on a day full of physical exertion. Pack some bottled water and keep it on hand so you don’t have to make any unexpected side trips to the store. If you have leftovers, don’t worry. It is always a good idea to store some extra water at home.
  • Flashlight: You have batteries on your move-in day checklist, so add a flashlight to the list too. In case of an emergency — an unexpected power outage or a delay with the electric company — you will have a source of light in the new house.
  • Pet and child safety measures: Keep chemicals out of reach and create designated areas for pets and children in your new home to give you peace of mind knowing they can explore and play in a safe environment.

Fun Things To Buy For A New House

Sure, the basics have you covered for all of the homeownership necessities, but moving into your first home doesn’t have to be all business. Have some fun and buy a few things you want — and don’t just need — for the new place.

  • Outdoor activities: Chances are your new house has a yard, which opens up a whole world of outdoor entertainment possibilities. You can take up gardening, which means buying all of the tools, dirt, plants and landscaping touches you want for creating your very own green space. Get a bird feeder and take up birdwatching. Maybe you want something for your kids — you could finally get a trampoline, a swing set or even a pool.
  • Outdoor seating: No matter your lawn style, you will want somewhere to sit and enjoy the outdoor space. Pick out some fun patio furniture for cookouts and outdoor relaxation.
  • Grill supplies: Once you have the necessities squared away, you can start thinking about having guests over. What better way to celebrate summer in your first home than a good, old-fashioned barbecue? Invest in a good grill and outdoor cookware to cook up your favorite barbecue meals.
  • Pet accessories: Of all the things to buy for your first home, most will probably be for the people living there. But don’t forget about your furry family members. If you have a cat or a dog, you can use your new house as an excuse to spoil them. Maybe you now have space for that cat tree you eyed up, or maybe you want to buy a new dog bed for your home office.
  • New decor: Fun things to buy for your new home don’t have to be completely practical. You need some things that make your home feel uniquely yours, and decor is one of the best ways to reflect your personal style. Get new rugs for different rooms. Find some wall art that speaks to your artistic sensibilities. Try out some funky wallpaper, or invest in a new bookcase. However you want to decorate, it’s completely up to you.
  • Home entertainment: When you move into your first home, you’ll likely find yourself with more space. Maybe the home has a living room and a den. This could be the perfect reason to upgrade or expand your entertainment system. Find a TV, sound system and streaming devices for in-home entertainment.

Learn More About First Homes

Homeowners And Renter’s Insurance

Financial protection against home-related accidents is the last, but certainly not least, item to check off of your moving checklist. If something happens to your home or someone is injured in addition to home damage, the bills can pile up and become a huge burden. Home insurance protects you and your investment from the accidents that are a part of life. The final item on your checklist is financial protection against home-related accidents.

If you are still in the process of paying off your home, it is almost certainly required that you purchase homeowners insurance to keep your mortgage protected. However, once your home has been paid off, and you are the only one with any financial interest in your property, no one can require you to keep your home insurance.

But even with the freedom to abstain, there are several benefits to keeping some ongoing coverage on your home in case something unexpected happens that could break the bank. Home insurance for both owners and renters can cover accidental damage related to problems, such as:

  • Fire, flooding and severe weather: Certain types of natural disasters can be more likely depending on where you live. For example, you are more likely to experience a tornado in the Midwest. Regardless of your home’s location, it is vulnerable to the possibility of fire, flood and severe weather. This type of damage can devastate your home and cost thousands of dollars. Home insurance helps you cover the cost of these events, both repairs and staying somewhere temporary while your home is being fixed.
  • Vandalism and theft: Vandalism and theft are potential risks for any homeowner, and the price can be steep. You build a life in your home. The walls of your house and everything inside have value to you. Seeing your home vandalized or finding out you have lost something to theft is a horrible feeling. Homeowners insurance is there to cover your losses and help you move forward.
  • Vehicular damage: Life is hard to predict. A car, or even an aircraft, could crash into your home. If this happens, home insurance has you covered.
  • Damage to household systems: Plumbing, air-conditioning, heating and electricity are all the homeowner’s responsibility. These systems are vital to your home, and damage to any of them can be expensive to repair. Homeowners insurance can cover issues related to these household systems.
  • Property: What about things on your property that stand separate from your home? Garages, garden sheds and fences also have the potential to be damaged. Homeowners insurance can extend to cover these parts of your property as well.

You will find yourself benefiting greatly from the variety of ways in which homeowners or renter’s insurance keeps you and your finances protected.

For all of your home insurance needs in MissouriIowaKansas and Arkansascontact David Pope Insurance for the best rates and services available.

Insure Your New Home With David Pope Insurance Services, LLC
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